Insurance Helps You Protect Your Family
Experience personalized attention and expert advice from our consultants, who are dedicated to helping you find the perfect insurance that help your future.
Joel Planer
When it comes to insurance and financial planning, Joel Planer is the agent you can rely on. With his extensive experience, trustworthiness, exceptional communication skills, and genuine care for his clients, Joel is dedicated to finding the best solutions for your insurance needs. Schedule a free consultation with Joel today and experience the difference of working with a true professional.
Our Services
Healthcare Insurance
Healthcare insurance provides crucial financial protection by covering medical expenses, ensuring individuals can access necessary healthcare without excessive costs. With comprehensive coverage, policy holders can can access preventive services, doctor visits, and hospital stays, promoting overall well-being.
Life Insurance
Having life insurance is a great way to ensure that you and your loved ones are financially secure and can have peace of mind knowing you are protected. In the event of your passing, life insurance ensures that your family is financially protected, covering funeral expenses and outstanding debts and providing a source of income replacement.
Life Insurance
Having life insurance is a great way to ensure that you and your loved ones are financially secure and can have peace of mind knowing you are protected. In the event of your passing, life insurance ensures that your family is financially protected, covering funeral expenses and outstanding debts and providing a source of income replacement.
Medicare Insurance
Universal Life Insurance is a flexible and dynamic financial tool offering Medicare insurance, designed for individuals aged 65 and older, delivers comprehensive coverage for essential healthcare services, including hospital stays, doctor visits, and prescription medications. This vital program ensures that retirees can access quality healthcare without excessive out-of-pocket expenses.
Client Testimonials
Turning 65 Testimonials
Cindy M
Free dental vision, and hearing is such a blessing. I had no idea these free programs existed.
Raymond L
That free program for veterans is great. Now I can use my local doctors and specialists.
Julie M
Having someone local is what I wanted. Someone to call whenever I have questions.
Willie M.
I now get Extra Help with my prescription drugs and I got $140 raise from Social Security. Thank you.
FAQS
What types of life insurance are suitable for seniors?
Seniors often consider final expense, term life, or whole life. The decision ultimately comes down to what each person wants explicitly and likes.
Can I still get life insurance if I have pre-existing health conditions?
Yes, there are life insurance options available for individuals with pre-existing conditions. Certain insurance policies may not need you to undergo a medical examination, but they may come with higher premiums.
How is my insurance premium determined?
The cost of getting insurance depends on various things, such as how old you are, how healthy you are, what kind of job you have, how much coverage you need, and what type of insurance you want to buy. Riskier factors may result in higher premiums.
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